Products & Services
Life Insurance
Annuities
| - | MultiOption Advisor |
| - | SecureOption Annuities |
| - | Variable Income |
| - | Fixed Immediate |
| - | Annuities for Financial Professionals |
Group Insurance
Financial Inst. Services
Trust Services
Long term care (LTC)
SecureOption® Fixed Annuities
Fixed annuities are designed to help you reach your retirement goals and shelter your savings from the uncertainties of the investment markets. Minnesota Life guarantees the interest rate on SecureOption annuities, and your principal is protected against investment loss.
Interest on SecureOption annuities grows tax deferred, putting the power of compounding to work for you. Earnings remain in the annuity and continue to grow, enhancing your returns over the long term.
All SecureOption annuities offer:
- Tax-deferred interest
- Competitive rates
- Options for accessing part of your investment in an emergency
- Multiple retirement income options
- Guarantees backed by Minnesota Life, a highly-rated company
SecureOption Fixed Annuities include:
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SecureOption Flex (pdf)
The flexibility to add to your investment when you choose.
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SecureOption Extra (pdf)
A 2% bonus interest rate that gives you something more in fixed investments.
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SecureOption Select (pdf)
Interest rates guaranteed for term of 5, 7 or 9 years. Select the guarantee
period you prefer.
SecureOption annuities may not be approved in all states and product features may vary by state.
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| Tax-deferred interest allows your full SecureOption Fixed Annuity earnings to remain in your account and continue to grow, instead of being reduced by taxes. |
| What is an annuity? |
| Annuities are designed to help you achieve
a financially secure retirement. A deferred annuity is a contract
with an insurance company that allows you to accumulate savings on
a tax-deferred basis, until you withdraw your funds at some point
in the future. Annuities also help you structure withdrawals in the
future to fund your retirement. They can even provide a guaranteed
income for life.
Annuities can help you build your savings, control the tax consequences of your investments, and meet your retirement income needs. |