Eclipse Indexed Life is a universal life policy that offers an interest crediting option tied to the performance of the S&P 500 Index¹. Eclipse offers flexible life insurance solutions and guarantees including:

1. Fixed and indexed interest crediting choices
2. Three death benefit options: Level, Increasing and Sum of Premiums
3. Optional agreements to customize the contract and guarantee the death benefit (some are available at an additional cost)

¹  “Standard & Poor’s®,”  “S&P®, S&P 500®”, “Standard & Poor’s 500” and “500” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Minnesota Life. The Product is not sponsored, sold or promoted by Standard & Poor’s, and Standard & Poor’s makes no representation regarding the advisability of purchasing the Product. You can not invest directly in the S&P 500® Index.

Select Your Account Options
A significant aspect of Eclipse is how it credits interest to your accumulation value.

1. Have your accumulation value allocated to the indexed account with interest tied to the performance of the S&P 500®, subject to a floor of 0 percent and an index cap.
2. Choose a fixed account, which will be credited interest at a rate guaranteed to be no lower than 3 percent.

Flexible Benefits
Eclipse gives you premium and death benefit flexibility and lets you choose when to make premium payments and how much you wish to pay. You may choose to fund your policy for protection now, and for accumulation in later years.

Transfers
You may transfer accumulation value between the Fixed and Indexed Accounts.

Customizing Your Eclipse Policy
These optional agreements allow you to enhance your Eclipse life insurance policy at an additional cost. 

1. Term Insurance Agreement
2. Death Benefit Guarantee Agreement
3. Waiver of Charges Agreement
4. Waiver of Premium Agreement
5. The Accelerated Benefit Agreement

Certain combinations of these agreements may not be permitted.

Providing financial protection to your family or business is an important consideration. Eclipse Indexed Life offers you a number of flexible options for your specific life insurance goals. Contact your financial professional to see how Eclipse can impact your life insurance objectives.

Guarantees are based on the financial strength and claims paying ability of Minnesota Life.

Contact a financial advisor or representative to find out more about Eclipse Indexed Life.

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